Version: 1.0 | Effective Date: March 20, 2026 | Last Updated: March 20, 2026
These Terms of Service ("Terms") govern your access to and use of OberAI and all related websites, applications, and services (collectively, the "Service") operated by OberAI ("Company," "we," "us," or "our").
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.
To use the Service, you must be at least the age of majority in your jurisdiction (typically 18 or 19 years old in Canada) or otherwise legally able to enter into these Terms.
By using the Service, you represent and warrant that all information you provide is accurate, current, and complete, and that you will maintain the accuracy of such information.
OberAI provides portfolio tracking, analytics, and informational insights for investors. Key aspects of our Service include:
Important: Please read this section carefully.
OberAI is not a registered investment adviser, broker-dealer, or financial planner under any Canadian provincial or territorial securities legislation, nor is it registered with any securities regulatory authority. No registration exemption is being relied upon.
All content, data, analytics, AI-generated insights, and other information provided through the Service (collectively, "Content") is for informational and educational purposes only.
Nothing on the platform constitutes:
You remain solely responsible for your own investment decisions. We strongly encourage you to consult with qualified, licensed professionals (such as investment advisers, tax professionals, or lawyers) before making any financial decisions.
Your use of the Service does not create an adviser-client, broker-client, fiduciary, or similar professional relationship between you and OberAI. We do not act as your investment adviser, portfolio manager, broker, dealer, or fiduciary.
The Service may allow you to connect brokerage accounts through third-party providers, including SnapTrade and the underlying brokerages themselves. You acknowledge and agree that:
Market data, holdings, balances, analytics, AI-generated outputs, and other Content may be incomplete, delayed, stale, estimated, or inaccurate. The Service is provided on an "as is" and "as available" basis.
We make no guarantee of uptime, completeness, accuracy, performance, or fitness for any particular investing strategy or purpose. You should independently verify any important information before relying on it.
You are responsible for safeguarding your login credentials and the security of any devices used to access the Service. You agree to notify us promptly of any unauthorized access to your account.
We reserve the right to suspend or terminate accounts for security concerns, suspected abuse, fraud, violation of these Terms, or legal or regulatory reasons.
You agree not to:
The platform, software, branding, text, graphics, models, and Content are owned by or licensed to OberAI. All rights not expressly granted are reserved.
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for your personal or internal lawful use. This license does not include the right to resell, sublicense, or commercially exploit the Service.
Any feedback, suggestions, or ideas you provide may be used by us without any obligation to you.
Certain features, including AI-powered analytics and insights, may be experimental or in beta. These features may:
Beta features are provided without any warranty, and you use them at your own risk.
The Service may include free and paid features. If you subscribe to paid features, applicable fees, taxes, billing cycles, renewal terms, and refund policies will be disclosed at the time of purchase.
Unless otherwise required by applicable law or expressly stated, fees are non-refundable. We reserve the right to change pricing with reasonable notice.
We may suspend, limit, or terminate your access to the Service for breach of these Terms, suspected abuse, fraud, extended inactivity, security concerns, or legal and regulatory compliance reasons.
You may stop using the Service at any time. Certain sections of these Terms survive termination, including disclaimers, limitations of liability, indemnification, and dispute-related provisions.
To the maximum extent permitted by applicable law:
OberAI and its affiliates, officers, directors, employees, contractors, agents, and licensors shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to:
Our total cumulative liability for direct damages shall not exceed the greater of: (a) the fees you paid to us in the twelve (12) months prior to the claim, or (b) 100 Canadian dollars.
You agree to indemnify, defend, and hold harmless OberAI and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:
These Terms shall be governed by and construed in accordance with the laws of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms or the Service shall be brought exclusively in the courts located in Ontario, and you consent to the personal jurisdiction of such courts.
We may update these Terms from time to time. When we make changes, we will update the "Last Updated" date at the top of this page. For material changes, we may provide additional notice (such as in-app notification or email) and may require renewed acceptance.
Your continued use of the Service after changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service.
If you have questions about these Terms, please contact us:
Email: ober.aiteam@gmail.com