1. General Disclaimer

OberAI is an informational technology platform that provides portfolio tracking, analytics, and educational content for investors.

Unless explicitly stated otherwise by the Company, the Service is provided solely as an informational and educational tool. The platform does not execute trades, place orders, or hold client assets.

2. Not Investment Advice

All information, analytics, ratings, AI-generated insights, watchlists, commentary, summaries, and portfolio observations provided through the Service are general informational outputs only.

They are NOT:

• Personalized investment advice tailored to your specific situation
• A suitability assessment or determination
• A recommendation, solicitation, or invitation to buy, sell, or hold any security
• An endorsement of any particular investment strategy

You are solely responsible for evaluating the suitability and risks of any investment decisions you make. The information provided should not be the sole basis for any investment decision.

3. No Guarantee of Results

Investing involves risk, including the potential loss of principal. The platform makes no guarantees regarding:

• Investment profits or returns
• Outperformance of any benchmark or index
• Tax outcomes or benefits
• Risk reduction or protection from losses
• Achievement of any specific financial goals

Any examples, projections, or historical data shown are for illustrative purposes only and do not guarantee similar results in the future.

4. Data and Model Limitations

Data displayed on OberAI may come from third-party sources and may be:

• Delayed: Market data may not reflect real-time prices
• Incomplete: Some information may be missing or unavailable
• Incorrect: Data may contain errors or inaccuracies
• Unavailable: Services may experience outages or interruptions

AI-Generated Content

AI-generated insights, summaries, and analysis may contain:

• Errors, omissions, or inaccuracies
• Hallucinations (fabricated information presented as fact)
• Outdated information
• Inconsistent or contradictory outputs

Always independently verify important information before making any investment or financial decisions.

5. Brokerage Connection Disclaimer

OberAI allows you to connect brokerage accounts through third-party infrastructure and broker integrations (such as SnapTrade). Please understand:

• Read-Only Access: All brokerage connections are read-only. We cannot execute trades, transfer funds, or modify your accounts.
• Third-Party Services: Connection availability, data coverage, refresh frequency, and reliability depend on third-party providers and are outside our direct control.
• No Responsibility: We are not responsible for brokerage outages, API failures, stale balances, missing transactions, delayed updates, or revoked permissions.
• Your Responsibility: You are responsible for maintaining your brokerage account relationships and verifying data accuracy with your broker.

6. Tax, Legal, and Accounting Disclaimer

Nothing on OberAI constitutes tax, legal, accounting, compliance, or regulatory advice.

Any tax-related features, calculations, or estimates (such as tax-loss harvesting suggestions, capital gains estimates, or dividend tracking) are provided for informational purposes onlyand should not be relied upon for tax planning or filing.

Consult licensed professionals (such as tax advisers, accountants, or lawyers) for advice specific to your circumstances, jurisdiction, and financial situation.

7. Forward-Looking and Hypothetical Information

The Service may display:

• Projections and forecasts
• Simulations and backtests
• Hypothetical scenarios
• Target prices or estimates

Such information is inherently uncertain and based on assumptions that may not reflect actual future conditions. Do not rely on forward-looking or hypothetical informationas a guarantee of actual outcomes.

Backtested performance has significant limitations and does not represent actual trading. Results may not account for transaction costs, taxes, slippage, or market impact.

8. Use at Your Own Risk